|
Eligible clients |
individual agricultural producers and agricultural companies |
|
Purpose |
investments in fixed assets in agriculture: purchase or build facilities, purchase farmland or machinery or increase your stock |
|
Amount |
for individuals: from EUR 5,000 to EUR 50,000
for legal entities: from 5,000ЕУР to EUR 250,000 |
|
Currency |
MKD/EUR |
|
Term |
60 months for МКD and 96 months for ЕUR |
|
Minimum period as a registered business |
12 months |
|
Grace period |
up to 12 months |
|
Minimum contribution of client's own funds |
none |
|
Instalment payment options |
monthly, quarterly, semi-annual or annual payments with the option of a non-regular repayment plan |
|
Annual fixed interest rates |
from 7.4% |
|
Collateral |
guarantor - owner of the business, movables or real estate property |
|
Required documents |
- for legal entities: Identification of the head of the company, the company’s current situation (not older than six months)
- for individuals: ID |
|
THE INTEREST RATE ALSO DEPENDS ON OTHER FACTORS, SUCH AS THE LOAN AMOUNT, THE TERM AND THE TYPE OF COLLATERAL OFFERED |
Example
|
Purpose of the loan |
purchase of livestock |
|
Amount |
EUR 20,000 |
|
Currency |
EUR |
|
Instalment period |
48 months |
|
Annual interest rate |
7.4% |
|
Monthly rate (capital raised and interest rate) |
EUR 482.65 |
Loan Calculator